A rich hot chocolate recipe that's creamy, indulgent, and perfect for warming up on a chilly day.

Hot Chocolate Overview
This hot chocolate recipe is rich, creamy, and oh-so-sweet! It’s the perfect treat for those cozy winter days. The secret to making it extra creamy? Sweetened condensed milk! With just a handful of ingredients and about 15 minutes, you’ll have a delicious cup of creaminess ready to enjoy, topped off with a big dollop of whipped cream.

Recipe Ingredients
- 5 cups whole milk
- 14 oz can sweetened condensed milk
- 2 Tbsp unsweetened cocoa powder
- 4 oz semi-sweet baking chocolate
- 2 tsp vanilla extract
- whipped cream - store-bought or homemade for serving
How To Make Creamy Hot Chocolate
Full ingredients and instructions are also in the recipe card at the bottom of this blog post.
STEP 1: In a medium pot over low heat, combine 5 cups whole milk, 1 (14-ounce) can sweetened condensed milk, 2 tablespoons unsweetened cocoa powder, 4 ounces chopped semi-sweet baking chocolate, and 2 teaspoons vanilla extract.
STEP 2: Simmer on low for about 15 minutes, stirring often to prevent burning. Once heated through, remove the pot from the heat. Ladle into mugs and top each serving with whipped cream.
Recipe Tips
- Heat up the milk over low to medium heat—just be gentle so it doesn’t scald. Be sure to stir often.
- Try tossing in a pinch of salt to really boost that chocolate flavor! You can also add in some cinnamon or nutmeg for a cozy touch.
- For toppings, you can add whipped cream, marshmallows, chocolate shavings, or a sprinkle of cinnamon.
How To Store Leftovers
- Refrigerate - If you happen to have any leftovers (lucky you!), just pop them in an airtight container in the fridge. When you’re ready to enjoy it again, reheat gently on the stovetop and add a splash of milk to bring back that creamy goodness.
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Ingredients
- 5 cups whole milk
- 14 oz can sweetened condensed milk
- 2 Tbsp unsweetened cocoa powder
- 4 oz semi-sweet baking chocolate
- 2 tsp vanilla extract
- whipped cream - store-bought or homemade for serving
Instructions
- In a medium pot over low heat, combine 5 cups whole milk, 1 (14-ounce) can sweetened condensed milk, 2 tablespoons unsweetened cocoa powder, 4 ounces chopped semi-sweet baking chocolate, and 2 teaspoons vanilla extract.
- Simmer on low for about 15 minutes, stirring often to prevent burning. Once heated through, remove the pot from the heat. Ladle into mugs and top each serving with whipped cream.
Nutrition Info
The nutritional information provided is an estimate and is per serving.
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